Your trusted SSAS partner
At Intrusted Pensions, we specialise in Small Self-Administered Schemes (SSAS), providing bespoke pension solutions designed to align with your business goals and personal aspirations. With our expert guidance and technical expertise, take control of your retirement planning and unlock the full potential of your investments.
Proud member of
Intrust / (ɪnˈtrʌst) /
verb
archaic spelling of entrust
Intrust / (ɪnˈtrʌst) /
Our belief is one which is based on traditional trust values and truly maintaining long-lasting relationships. The concept of trust in the modern age is used far too commonly with little value for its true definition. At Intrusted Pension Services, we understand the real value of utilising a SSAS (Small Self Administered Scheme) vehicle and the importance of continuously supporting our clients to achieve long term goals.
We are able to take care of all administration and regulatory requirements and pride ourselves in offering a personal, tailored service.
What is SSAS?
A Small Self-Administered Scheme, commonly known as SSAS, stands as a tailor-made occupational pension initiative meticulously designed for employers. This scheme extends significant flexibility and managerial control to its members regarding investment policies and underlying assets. The uniqueness of a SSAS lies in its ability to cater to the specific needs of the sponsoring employer, offering a level of customisation that sets it apart in the realm of occupational pension schemes.
How SSAS can help
Here are just some of the ways a SSAS can help your business.
The solution
Purchase business property inside SSAS.
- Avoid costs of finance
- Consolidated view of pension
- Rent paid tax-free to SSAS
- Property removed from estate with IHT benefits (pending change in 2027)
- Registration on the Trustee’s Data Protection Register
The solution
Arrange borrowing to gear up the SSAS and increase fund size up to 50%.
- Low cost of finance – rent pays loan repayments
- SSAS not in estate for IHT purposes
The solution
Create SSAS. Loan back to 50% of SSAS to company.
- Low cost of finance
- Creates finance for business expansion
- Reduces corporation tax (interest payable = cost offset)
- Avoids personal guarantees for directors
The solution
To make employer contributions to your SSAS. Purchase a proportion of your business property.
- Corporation tax saving
- Profits extracted tax efficiently via a SSAS
- Rent paid tax-free to SSAS
Our process
We do all the hard work so you can benefit from the rewards of your success.
1.
Bank account
Once registration has been approved, the scheme can proceed to open a bank account with Cater Allen. The account is generally established within a few days and individual login details are sent to the client so they can access and manage their account online.
2.
Transfers
Members can transfer existing pension benefits to the SSAS by completing discharge forms from the ceding provider and IPS’ transfer application form. IPS will manage the transfer process.
3.
Contributions
Once the bank account is open, the scheme can accept employer contributions for investments, loans, or property purchases. For guidance, consult your IFA or IPS before making a payment.
4.
Loan back and Borrowing
The pension scheme can lend up to 50% of its net asset value to the sponsoring employer, subject to regulations and secured assets. It can also borrow up to 50% of its net asset value. IPS provides the required forms to begin.
5.
Property Purchase
The SSAS can invest in commercial property which can be let back to the connected company or a third party.
6.
Other Investments
An SSAS offers unparalleled investment flexibility, but requirements from HMRC, regulators, and Trustees must be met, assessed on a case-by-case basis.
7.
Full Administration Support
IPS provide full administration and technical support as part of their service, working on a simple to understand, fixed-fee model.
Why choose us?
Here are just some of the ways a SSAS can help your business.
We deal with everything
We handle every aspect of your SSAS with care.
We turn pensions into something simple
We simplify pensions to make them easy to understand.
We offer a simple, fixed, fully-inclusive cost
We provide a clear, fixed, all-inclusive pricing structure.
Specialist expertise
We focus exclusively on SSAS, offering deep knowledge and expert guidance tailored to your unique financial goals.
Our team
Here are just some of the ways a SSAS can help your business.
Premal Prajapati
Director
Premal graduated from the University of Leicester studying Business Management and Finance before joining Mattioli Woods Plc specialising in SIPP/SSAS administration. During his ten-year tenure at the company, he went on to represent City Trustees Ltd (a subsidiary company) who provided SIPP/SSAS services to IFA’s, Wealth Managers and other intermediaries.
Premal has developed many strong relationships with professional connections across the UK and was able to successfully grow this business. His technical strength and ability to think outside the box were key attributes to his success.
In his spare time, Premal is a season ticket holder at Leicester City Football club and travels to most away games throughout the season. His highlight of supporting the Foxes was winning the Premier League back in the 2015/2016 season. He is also keen on playing several sports having played cricket at a high level. He also regularly plays tennis, squash, badminton and football.
Mark Smith
Director
Mark has spent his entire working life in the financial services sector and has over 25 years experience operating specifically in the SSAS market. He has worked for small growing businesses as well as being a main Plc Board Director at Mattioli Woods plc, one of the largest SSAS operators in the UK. Here, he was responsible for the firm’s operational delivery and regulatory framework.
He has also established his own entrepreneurial financial advice group which is developing a national presence with a focus on best use of modern technology solutions to provide the highest levels of client service. Mark is also well known for finding innovative solutions in the self administered pension arena and developing new products and structures with a focus on delivering the best client outcomes.
James Tapley
Director
Joining the pension industry in 2005, James started his financial services career with Hornbuckle Mitchell as a Client account manager. Similar to the other company directors at Intrusted Pension Services Ltd, he spent a large part of his working life with Mattioli Woods PLC, which he joined in 2007. During his 14 years at Mattioli Woods James has gained invaluable experience and performed in a number of roles, with duties fully encompassing the administration and management of SIPP, SSAS and Wealth management clients, Team management, Training & Development and Operations.
James has a real passion for delivering a truly bespoke service with exceptional client care and at a cost which is transparent and fair for clients.
Latest blogs & news
Here are just some of the ways a SSAS can help your business.
- Blog
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